Bcbs horizon nj

The NJ Transit bus schedule is a valuable resource for commuters in New Jersey. Whether you rely on the bus as your primary mode of transportation or use it occasionally, having ac...

Obituaries serve as a way to honor and remember loved ones who have passed away. They provide important information about the individual’s life, their achievements, and their impac...Mar 25, 2021 · This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get …Feb 24, 2024 · Once we became aware of the incident, we disconnected our systems from Change Healthcare and are reviewing the impact to our business operations. We are aware that some of our members may have been impacted as a result of this incident. If during this time you need help filling a prescription, please call 1-800-370-5088. Death records are an important source of information for many reasons. In New Jersey, death records are available to the public and can be obtained from the New Jersey Department o...With Horizon, you get the care you need from over 67,000 providers and every NJ hospital.¹ In most cases, your health plan will automatically renew. But if you’d like to confirm your coverage or make changes, give us a call or talk to your broker. Book a Meeting. Or Call 1-856-638-3396. Nine out of 10 NJ residents qualify for financial help.².Products and services are provided by Horizon Blue Cross Blue Shield of New Jersey, Horizon Insurance Company, Horizon Healthcare of New Jersey, and/or Horizon Healthcare Dental, Inc., each an independent licensee of the Blue Cross Blue Shield Association.

Horizon BCBSNJ: Uniform Medical Policy Manual: Section: Drugs: Policy Number: 016: Effective Date: 09/11/2020: Original Policy Date: 09/16/1993: Last Review Date: 08/11/2020: Date Published to Web: ... For Horizon NJ Health members, please follow this link for the corresponding HNJH drug policy https: ...For them, the pandemic has been especially cruel. For Jay, a new program from Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ) has been a lifeline.Apr 15, 2017 · ® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌ We make it easy for you to get information about your claim. Just sign in at HorizonBlue.com or the Horizon Blue app, 24/7. Or call us at 1-800-433-6825. [Call us at: 1-800-433-6825, Weekdays 8 a.m. – 8 p.m.] [Horizon Blue Cross Blue Shield of New Jersey logo and legal disclaimer] Deductible. Learn about the amount of money you have to pay ...If you’re a resident or visitor in New Jersey, navigating the NJ Transit bus schedule can sometimes feel like a daunting task. With so many routes and timetables to consider, it’s ...

This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ ‌.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get …Jennifer Velez. Executive Vice President, Health and Network Solutions, Horizon Blue Cross Blue Shield of New Jersey. ‌. ‌. ‌. ‌. ‌. Find about Horizon Blue Cross Blue Shield NJ leadership team.Our executives bring insight and a passion to our work.4 days ago · Programs. Special programs have been designed to help give Horizon NJ Health members the best health care possible. These programs provide members with additional health education on select issues. If necessary, members may receive additional case management to help improve their health outcomes. Learn how our programs can …Dec 1, 2023 · By David Wildstein, December 01 2023 1:35 pm. Senate President Nicholas Scutari has replaced former Senate Majority Leader Loretta Weinberg from the Horizon Blue Cross Blue Shield Board of Directors. Instead, he has named Geoffrey Arlen, a personal injury attorney from Montgomery Township. Weinberg was named to the …3 days ago · This means an out-of-network doctor or other health care professional can bill you for the balance of the charges after Horizon BCBSNJ has paid your claim. ¹Based on physician data as of 5/31/19 and is subject to change. ²Horizon BCBSNJ uses a variety of sources to calculate its reimbursement rate for out-of-network services. World Health Organization. Centers for Disease Control and Prevention: Coronavirus Disease 2019. National Institutes of Health. The New Jersey Department of Health. You can also call the New Jersey Department of Health 24-hour public hotline at 1-800-222-1222 or 1-800-962-1253 if you are using an out-of-state phone line.

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® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌Are you a student looking to broaden your horizons and gain a global perspective? Consider participating in a study abroad program. Europe is often regarded as one of the most popu...® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌When it comes to construction projects in Medford, NJ, finding the right contractor is crucial for ensuring a successful and stress-free experience. With so many options available,...

3 days ago · ® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌ Mar 25, 2021 · ® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌ 4 days ago · This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get …Products are provided by Horizon NJ Health. Medicare Supplement plans are provided by Horizon Insurance Company. Communications are issued by Horizon Blue Cross Blue Shield of New Jersey in its capacity as administrator of programs and provider relations for all its companies. Both are independent licensees of the Blue Cross Blue Shield ... Products and services are provided by Horizon Blue Cross Blue Shield of New Jersey, Horizon Insurance Company, Horizon Healthcare of New Jersey, and/or Horizon Healthcare Dental, Inc., each an independent licensee of the Blue Cross Blue Shield Association. Mar 25, 2021 · By accessing this Medical Policy Manual, you acknowledge receipt and agreement with the information below. The purpose of the Horizon Medical Policy Manual is to provide clinical policies applicable to the administration of health benefits insured or administered by Horizon Blue Cross Blue Shield of New Jersey, Horizon Healthcare …This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.. Products and …Jennifer Velez. Executive Vice President, Health and Network Solutions, Horizon Blue Cross Blue Shield of New Jersey. ‌. ‌. ‌. ‌. ‌. Find about Horizon Blue Cross Blue Shield NJ leadership team.Our executives bring insight and a passion to our work.

Find a Doctor. We’ll help you find the care you need. With a health plan from Horizon Blue Cross Blue Shield, you will enjoy unmatched access to doctors and hospitals across the nation. Our network, in addition to the BlueCard® network, includes 96% of all hospitals and 93% of all physicians nationwide which means more choice of doctors ...

Dental care, including exams, X-rays, cleanings, fillings, crowns, periodontal care and dentures. Vision care, including exams, glasses and contact lenses. Pay $0 for home delivery up to 34 meals over a 17 day period/two occurrences per year **. Get 24/7 online doctor and therapist visits (telehealth) using your phone, tablet or computer with ...By Mail. Members who purchased their coverage directly through Horizon should mail their payment to: Horizon Blue Cross Blue Shield of New Jersey. PO Box 10192. Newark, NJ 07101-3120. Members who purchased their coverage through the Exchange should mail their payment to: Horizon Blue Cross Blue Shield of New Jersey. PO Box 70225.4 days ago · The PPP’s goal is to offer a State Plan Medicaid PCA service option that you direct and in which you manage a monthly budget and receive counseling services, in lieu of traditional agency-delivered services. If you have any questions about the PPP program, please contact the Horizon NJ Health PPP Hotline at 1-855-465-4777 (TTY 7 11) or …Horizon BCBSNJ Electronic Data Interchange (EDI) Electronic Data Interchange (EDI) services provide a more efficient and rapid exchange of information between physicians, other health care professionals and customers. We facilitate electronic transactions that will result in decreased paperwork, reduced errors, faster payment and … We would like to show you a description here but the site won’t allow us. The Direct Primary Care Program is offered to active employees and non-Medicare retirees who are enrolled in SHBP/SEHBP’s NJ DIRECT Plan or OMNIA℠ Health Plan. Horizon CareOnline (Telemedicine) Get virtual medical and behavioral health care from U.S. board-certified, licensed doctors 24/7/365.Three Penn Plaza East, Newark, New Jersey 07105. Information in Other Languages. Español; ... ® 2023 Horizon Blue Cross Blue Shield of New Jersey ...For members with coverage through an employer: Contact your employer’s benefits administrator or human resources department to cancel your coverage. If you purchased your health coverage through the NJ state-based exchange (SBE): Go to Get Covered New Jersey or call 1-833-677-1010 (TTY 711). This means an out-of-network doctor or other health care professional can bill you for the balance of the charges after Horizon BCBSNJ has paid your claim. ¹Based on physician data as of 5/31/19 and is subject to change. ²Horizon BCBSNJ uses a variety of sources to calculate its reimbursement rate for out-of-network services. 2 days ago · Choosing an in-network doctor or hospital is an important decision. [Text appears: OMNIA Health Plan—Save Money by Staying In Network] [Image on screen: Horizon Blue Cross Blue Shield of New Jersey logo] And we’ve made it easier by giving you the freedom to get care from any in-network doctor, hospital or other health care …

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Members can also call the BlueCard Access Line at 1-800-810-BLUE (2583) to access PPO providers. If you are not yet an enrolled member, indicate that you are not yet enrolled but are considering becoming a member. Horizon Blue Card Blue Shield PPO plan is a premier national BCBS PPO plan that links more than 600,000 network doctors and 6,000 ... As a member of Horizon NJ Health, you also have responsibilities.You are responsible for: Treating doctors and all healthcare providers with respect and kindness. Talking openly and honestly with your PCP or Specialist when telling them about your health. Seeking care regularly from a doctor to protect your health.® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌ ® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌ This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ ‌.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get …(Newark and Hackensack, NJ, August/September 14, 2020) --In a continuing effort to advance healthcare innovation in New Jersey, three of the state’s health care leaders are announcing Braven Health SM, a Medicare Advantage plan that will enhance the health care experience for its members living in eight counties.Braven Health is the …Aug 21, 2020 ... Tonight's game is presented by Horizon Blue Cross Blue Shield of New Jersey, the Official Health Insurance Provider of the Somerset Patriots ...Mar 25, 2021 · This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get …Horizon NJ Health is part of the Horizon Blue Cross Blue Shield of New Jersey enterprise, an independent licensee of the Blue Cross and Blue Shield Association. ? 2017 Horizon Blue Cross Blue Shield of New Jersey. Three Penn Plaza East, Newark, New Jersey 07105. Para recibir una copia de esta carta en espa?ol, llame gratis al 1-800-682-9094Doctors. Our plans let you see thousands of doctors and other health professionals across New Jersey and in Pennsylvania, Delaware and New York. If you have BlueCard®, you can see doctors and other health care professionals throughout the country. To find an in-network doctor near you, use our Doctor & Hospital Finder or the Horizon Blue app.Horizon NJ Health is part of the Horizon Blue Cross Blue Shield of New Jersey enterprise, an independent licensee of the Blue Cross and Blue Shield Association. ? 2017 Horizon Blue Cross Blue Shield of New Jersey. Three Penn Plaza East, Newark, New Jersey 07105. Para recibir una copia de esta carta en espa?ol, llame gratis al 1-800-682-9094 ….

If you receive Managed Long Term Services & Supports (MLTSS) benefits, please view the MLTSS benefit chart. If you need additional information regarding a benefit please contact Member Services toll-free at 1-800-682-9090 (TTY 711). MLTSS members please call 1-844-444-4410 (TTY 711). NJ FamilyCare.Educational Webinars. Horizon offers a variety of educational webinars to you and your staff. Each session will include a period for questions and answers, time permitting. The webinar sessions scheduled to date are listed below. This page was last updated on December 18, 2023.Are you considering going on a cruise vacation? If so, have you thought about departing from Bayonne, NJ? Many travelers are discovering the benefits of cruising from this convenie...4 days ago · Horizon NJ TotalCare (HMO D-SNP) If you qualify for both Medicaid and Medicare, Horizon NJ TotalCare (HMO D-SNP) is the plan that is right for you. It covers all Medicare and Medicaid benefits, plus additional features and services all at no cost to you. With one easy plan, from a name you trust, you get a team of doctors, specialists and …Available 24/7. Download our Horizon Blue app. Or text GETAPP to 422-272. Rates from your wireless provider may apply. This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. Since 1932, Horizon BCBSNJ has offered quality health insurance products and services to New Jersey families and businesses. Company Information ›. ‌‌‌. Diversity is part of who we are as a company, and the diversity of our employees represents the richness of our culture. Diversity ›. As a member of Horizon NJ Health, you also have responsibilities.You are responsible for: Treating doctors and all healthcare providers with respect and kindness. Talking openly and honestly with your PCP or Specialist when telling them about your health. Seeking care regularly from a doctor to protect your health.Three Penn Plaza East, Newark, New Jersey 07105. Information in Other Languages. Español; ... ® 2023 Horizon Blue Cross Blue Shield of New Jersey ...1-800-365-2223. (TTY call 711) Help is available from. 8 a.m to 8 p.m ET every day. Y0090_Web2024RN_M Last Updated 01/01/2024. Horizon Insurance Company ("HIC") has a Medicare contract to offer Part D Medicare plans, including group Part D Prescription Drug Plans. Enrollment in HIC Medicare products depends on contract …By David Wildstein, December 01 2023 1:35 pm. Senate President Nicholas Scutari has replaced former Senate Majority Leader Loretta Weinberg from the Horizon Blue Cross Blue Shield Board of Directors. Instead, he has named Geoffrey Arlen, a personal injury attorney from Montgomery Township. Weinberg was named to the … Bcbs horizon nj, ® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌, ® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌ , 4 days ago · Newark, NJ 07101-0406; Dental Claims Inquiries: Dental claims should be submitted to: Horizon NJ Health PO Box 299 Milwaukee, WI 53201 Call: 1-855-878-5368 Visit: SKYGENUSA.com; Utilization Management Appeals: Utilization Management decisions appeals should be submitted to: Horizon Medical Appeals PO Box 10194 …, The Horizon Outlet online store sells general merchandise such as clothing and household items to members with a Horizon Gold Card, as explained by Horizon Card Services. The store..., Horizon BCBSNJ shall deny 99406 or 99407 (Smoking and tobacco cessation counseling visit) when billed without an approved diagnosis of nicotine dependence, toxic effect of tobacco and nicotine, or personal history of tobacco use as provided above. Horizon BCBSNJ shall deny 99201-99397 or 99420-99499 (E&M …, Apr 2, 2014 ... Visit me at www.newjerseyinsuranceplans.com for a quote or to get updates on all New Jersey Health insurance plans. This is the link for the ..., With Horizon, you get the care you need from over 67,000 providers and every NJ hospital.¹ In most cases, your health plan will automatically renew. But if you’d like to confirm your coverage or make changes, give us a call or talk to your broker. Book a Meeting. Or Call 1-856-638-3396. Nine out of 10 NJ residents qualify for financial help.². , May 2, 2024 · Horizon Blue Cross Blue Shield of New Jersey | 32,836 followers on LinkedIn. Horizon BCBSNJ is an independent licensee of the Blue Cross Blue Shield …, ® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌, Oct 1, 2022 · Your Horizon EXTRA Benefits Card is pre-loaded on the first of every quarter (January, April, July, October) with a $400 allowance that you can use to purchase OTC and health-related items from participating retail stores. That’s up to $1,600 a year to buy personal health items from stores like Walmart, Walgreens, CVS, Dollar General, ACME, …, Horizon BCBSNJ, 1427 Wyckoff Road, Wall, New Jersey 07727. Horizon NJ Health/Horizon BCBSNJ, 1700 American Blvd., Pennington, NJ 08534. Corporate Structure. Horizon Healthcare Services, Inc., doing business as Horizon Blue Cross Blue Shield of New Jersey, is a not-for-profit, health service corporation. A 17-member Board …, Horizon Blue Medicare Supplement Plan Members. Horizon Blue Cross Blue Shield of New Jersey. PO Box 1177. Newark, NJ 07101-1177. Monday – Friday from 8 a.m. to 5 p.m. 1-888-276-4299., Horizon Blue Cross Blue Shield of New Jersey, Horizon NJ Health, and Braven Health SM are moving to Availity Essentials to give you an enhanced, secure provider portal with access to the information and tools you need most.. Availity Essentials offers online access to Horizon BCBSNJ, Horizon NJ Health, and Braven Health, as well as other available …, Mar 25, 2021 · .min-width-100 { min-width: 110px; } Magellan Rx Management (MRxM) performs Medical Necessity and Appropriateness Review (MNAR) of the injectable medications listed within the following therapeutic categories as part of our Medical Injectables Program (MIP). This list was last revised on May 13, 2024 and is subject to …, Jan 1, 2024 · Horizon NJ Health has a Medicare contract and a contract with the State of New Jersey Medicaid Program to offer Horizon NJ TotalCare (HMO D-SNP) an HMO …, Jan 11, 2019 ... After four miscarriages and denials from Horizon Blue Cross Blue Shield of New Jersey to cover fertility treatments, Deanna and Jon Harkel ..., Feb 22, 2024 · You cannot update your address using our member website or the Horizon Blue App.Instead, to request that we change the address we have on file for you, be sure to provide your name, member ID number and new address when contacting us below. If you purchased coverage through the NJ state-based exchange (SBE): Go to Get Covered …, ECN0011131 (0224) Availity Essentials is replacing NaviNet as our provider portal for Horizon NJ Health, Horizon Blue Cross Blue Shield of New Jersey and Braven Health. On May 31, 2024, you will no longer be able to access these plans via NaviNet. Availity Essentials is a free, enhanced, secure provider portal that provides access to the ..., ® 2024 Horizon Blue Cross Blue Shield of New Jersey, Three Penn Plaza East, Newark, New Jersey 07105. Applicable Products:Commercial PPO/EPO &Exchange POS/EPO ‌ Applicable Products: Commercial HMO & POS ‌, This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.. …, Horizon NJ Health offers health insurance products and services for individuals and businesses in New Jersey. Access your account, find a provider, or learn more about your benefits and coverage options., This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace. This website does not display all Qualified Health Plans available through Get Covered NJ.To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ.. …, Dec 1, 2023 · By David Wildstein, December 01 2023 1:35 pm. Senate President Nicholas Scutari has replaced former Senate Majority Leader Loretta Weinberg from the Horizon Blue Cross Blue Shield Board of Directors. Instead, he has named Geoffrey Arlen, a personal injury attorney from Montgomery Township. Weinberg was named to the …, Mar 25, 2021 · Questions. If you have questions, please contact the EDI Service Desk by emailing [email protected] or calling 1-888-334-9242 weekdays, between 8 a.m. and 5 p.m., Eastern Time. To submit claims and receive reimbursements for Horizon BCBSNJ members, we encourage providers, vendors and clearinghouses to establish …, Mar 25, 2021 · In compliance with New Jersey Department of Banking and Insurance (DOBI) Order A09-113, Horizon considers Evaluation and Management (E&M) services and physical therapy (PT) modalities for reimbursement separate from the reimbursement of CMT codes. This impacts all participating and nonparticipating New Jersey chiropractors., Examples of Blue Cross Blue Shield prefixes are AAU, MRT and XZA for members in California, Illinois and Minnesota, respectfully, according to The Health Exhibit. BCBS alpha prefix..., Lower out-of-pocket costs when using the Horizon Managed Care Network or the BlueCard® PPO Network nationwide and Blue Cross Blue Shield Global® Core abroad; NJ DIRECT is available to employees hired prior to 7/1/2019. NJ DIRECT2019 is available to new hires on or after 7/1/2019. , May 2, 2024 · Horizon Blue Cross Blue Shield of New Jersey, headquartered in Newark, New Jersey is the only licensed Blue Cross and Blue Shield Association plan in New …, 3 days ago · World Health Organization. Centers for Disease Control and Prevention: Coronavirus Disease 2019. National Institutes of Health. The New Jersey Department of Health. You can also call the New Jersey Department of Health 24-hour public hotline at 1-800-222-1222 or 1-800-962-1253 if you are using an out-of-state phone line., Mar 25, 2021 · Verify the member’s BlueCard eligibility and coverage by phone or online. Phone: Call BlueCard Eligibility at 1-800-676-BLUE (2583). Follow the prompts and the automated system will ask you for the prefix on the member’s ID card. You will be connected to the Customer Service team at the member’s Blue Plan., May 8, 2024 · Horizon Direct Access gives you flexibility and easy access when choosing health care professionals, so you can get the care you need when you need it. This is a direct access plan that gives you flexibility in choosing your medical care. Visit a physician in the Horizon BCBS Managed Care Network, or go directly to any licensed doctor., We would like to show you a description here but the site won’t allow us., If you have any questions regarding ERA, please call the EDI Service Desk at 1-888-334-9242, weekdays, 8 a.m. to 5 p.m., ET. You may also email your questions to [email protected] or [email protected]. ‌. ‌. ‌. ‌. ‌. EFT is a fast and easy way to receive reimbursement in an electronic format from Horizon BCBSNJ.