Bmo cd rates wisconsin

Fees. $0. Wells Fargo offers a range of Certificate of Deposit (CD) options, including Special Fixed Rate CDs for a duration of 5 months. While the standard rates are moderate, customers have the opportunity to earn a higher rate through the relationship rate. To open a Wells Fargo standard CD, a minimum opening balance of $2,500 is required.

Bmo cd rates wisconsin. We make it easy. Find a branch. Find a BMO location near you. Navigation skipped. Branch details for you local BMO Branch in Wisconsin Rapids, WI. Visit us for our wide range of personal banking services.

5.40%. Online Rate. 12-Month CD - $500 Min. Early Withdrawal Penalty is 180 days interest. Learn More. nunya | May 22, 2023. Your personal experiences OUTSIDE the bank shouldn't be the basis for your review of how the bank actually functions. More Reviews.

Compare the best One-year CD rates in New Berlin, Wisconsin, WI from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. ... CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024;72,363. Eau Claire. 68,339. Oshkosh. 66,579. Janesville. 64,159. High Yield Savings Rates vs the Best CD Rates in Wisconsin. Conducting thorough research is an essential task to finding and selecting the best CD rates in WI for Madison, Racine, Green Bay, Milwaukee, or other cities in the state of Wisconsin.CD Rates; Checking Accounts; Money Market; IRA Rates; Blog; Forum; Banks; Banking Rates & News. ... BMO 59 Month CD Special. 4.10%. ESB Bank (MN) 5 Year Compounding/Auto Deposit CD. ... Wisconsin. Many major companies are located in La Crosse, specifically City Brewing Company, Logistics Health Incorporated, Gundersen …We make it easy. Find a branch. Find a BMO location near you. Navigation skipped. Visit your local Mayville, WI BMO Branch location for our wide range of personal banking services.Here’s an overview of BMO Certificates of Deposit rates. Rates are accurate as of May 6, 2024. CD rates may vary depending on location and minimum deposit. Rates in your area may differ from the ...

Sep 27, 2016 · Below are the best one year CD Rates from credit unions in Wisconsin. One year CDs are usually the most popular term and offer a decent yield without having to lock-up money for an extended period of time. One year CD Rates are generally comparable to or a little higher than their savings and money market counterparts. WI - May 25, 2024.Interest Rates and . ... BMO Platinum Rewards Credit Card BMO Cash Back Credit Card: Annual Percentage Rate (APR) for : Purchases: 0%: introductory APR for 15 months from account opening date. After that, your APR will be : ... NOTICE TO MARRIED WISCONSIN RESIDENTS:CD rates in Sussex, Wisconsin (WI) are continually updated to reflect market conditions, we recommend checking back frequently to get the highest CD rates available in Sussex, Wisconsin. You can easily compare certificate of deposit rates in Sussex, Wisconsin, from hundreds of banks and credit unions. ... BMO Bank National Association ...The average 2 year CD rate in Wisconsin is 2.33%. BMO Harris is headquartered in Chicago, IL but has the largest presence in Wisconsin of any bank in the country - with 153 branches in 104 different towns and cities in the state. ... Average CD Rates in Wisconsin - vs - Average CD Rates Nationally: CD Term: Avg. Rate WI: Avg. Rate US: 12 ...Stevens Point, Wisconsin Jumbo CD Rates. Jumbo CD rates in Stevens Point, Wisconsin are usually higher than regular Stevens Point, WI CD rates because the deposit amount is larger. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000.

4 days ago · BMO Alto Lowers Its CD Rates Again - Feb 20, 2024 Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024 Valley Direct lowers online savings rate to 5.05% APY - Jan 23, 2024Best CD rates in Wisconsin by term. Alongside Curinos, we identified the best CD rates in Wisconsin by term—specifically, 6-month, 1-year, and 5-year CDs.For General inquiries. Call. 1-888-340-2265. from 7 a.m. to 11 p.m. CT Monday to Friday and 8 a.m. to 10 p.m. on Saturdays and Sundays to talk to our customer care team. BMO Digital Banking password resets, reporting lost/stolen debit cards and debit card activations can be done 24 hours a day.Compare the best One-year CD rates in Cedar Rapids, Iowa, IA from hundreds of FDIC insured banks. ... Wisconsin Wyoming CD Products by City in Iowa. Des Moines; Cedar Rapids; Davenport; Sioux City; ... BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024 ...Compare the best One-year CD rates in Rhinelander, Wisconsin, WI from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. ... CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024;The bank's best rates are on its 6-month BMO Alto CD and 13-month BMO Special CD. It's anticipated that the Federal Reserve will make rate cuts in the future. To still offer high CD rates, banks ...

Back page excort concord ca.

BMO Harris Bank, Middleton, Wisconsin. 89 likes · 12 were here. BankWe make it easy. Find a branch. Find a BMO location near you. Navigation skipped. Visit your local Marshfield, WI BMO Branch location for our wide range of personal banking services.The bank's CD rates may vary by region and minimum deposit. You'll need at least $1,000 to open an account. The following chart shows the current rates for Standard CDs if you live in Chicago ...Compare the best One-year CD rates in Green Bay, Wisconsin, WI from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. ... CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024;

We make it easy. Find a branch. Find a BMO location near you. Navigation skipped. Visit your local Fitchburg, WI BMO Branch location for our wide range of personal banking services.Telephone access to your account information anytime, anywhere! (608) 489-2424, (608) 625-2999 or (866)512-1476We would like to show you a description here but the site won’t allow us.Offer IRA CDs: Yes. 5/5. FEATURES. 0.25% - 4.90% APY. $0 minimum deposit to open. 3 months - 5 years. Synchrony Bank CD overview. Synchrony Bank offers a wide array of CD types and terms ...Schedule a meeting with a banker to open an account and enjoy relationship rates. Want to learn more about CDs? Visit our Banking Education Center. CD Text Message Program: Message and data rates may apply. For help call 1-800-935-9935. Reply STOP to 87256 to no longer receive Chase CD text messages until you provide your consent again.6 days ago · BMO Alto Lowers Its CD Rates Again - Feb 20, 2024 Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024 Valley Direct lowers online savings rate to 5.05% APY - Jan 23, 2024Find a branch. Find a BMO location near you. Navigation skipped. Visit your local Baraboo, WI BMO Branch location for our wide range of personal banking services.In the first two months of 2024, the average 1-year online CD yield had its largest two-month decline since May-June 2020. The average decreased 17.0 basis points in January and 15.4 basis points in February for a total decline of 32.4 basis points. The average fell from its peak of 5.345% on January 1, 2024 to 5.021% on March 1, 2024.It's one of the lowest-risk ways to earn interest on cash. It pays interest based on how long the customer agrees to leave a lump-sum deposit in the account. USAA Federal Savings Bank offers traditional CD terms for as little as 30 days to as long as seven years. For a minimum of $1,000, you can open it on usaa.com or through our mobile app.

CD Rates in Appleton, Wisconsin : Appleton, WI Certificate of Deposit Search and compare Appleton, WI CD rates from banks and credit unions. Our CD interest rate tables for Appleton, WI include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates.

Our CD interest rate tables for Marshfield, WI include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Marshfield, WI or by zip code. Once you have entered your search criteria a list of the highest Marshfield, WI CD rates ...3 days ago · BMO Alto Lowers Its CD Rates Again - Feb 20, 2024 Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024 Valley Direct lowers online savings rate to 5.05% APY - Jan 23, 2024Calculators. These easy-to-use calculators and tools can assist you with planning and managing your finances. Each category has a variety of calculators from which to choose. Loans and lines of credit are subject to bank and credit approval. The below payment and tax amounts are only estimates based on the information you provide and may change.We make it easy. Find a branch. Find a BMO location near you. Navigation skipped. Visit your local Milwaukee, WI BMO Branch location for our wide range of personal banking services.We make it easy. Find a branch. Find a BMO location near you. Navigation skipped. Visit your local Brookfield, WI BMO Branch location for our wide range of personal banking services.BMO Alto, a division of Bank of Montreal Harris. 4.65%. Online Rate. 24 Month CD - $0 Min. Early Withdrawal Penalty is 180 days interest. J Tremain | February 22, 2024 |. They gave me the new, lower CD rate even though I had opened the account online when the CD rate was 0.15% higher.Our CD interest rate tables for Wisconsin Rapids, WI include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Wisconsin Rapids, WI or by zip code.4.90%. Annual Percentage Yield (APY) 1. Open in minutes. $1,000 minimum deposit required. CD closing and withdrawal methods: CDs may only be closed or funds withdrawn by contacting a branch or Customer Contact Center at 1-800-546-6101. CD funds may be transferred to another BMO deposit account or a check mailed to the address listed on the CD ...The bank's CD rates may vary by region and minimum deposit. You'll need at least $1,000 to open an account. The following chart shows the current rates for Standard CDs if you live in Chicago ...May 6, 2024 · CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024; Valley Direct lowers online savings rate to 5.05% APY - Jan 23, 2024; Citizens' Online 1-Year CD Rate is Now 5.00% APY and Online Savings is 4.50% - Jan 19, 2024

Joanns winter garden.

Javier shorty'' ponce wife.

If we receive your opening deposit after the 10th business day, your interest rate will be the advertised rate for the term as of the date of funding your new account. Certificates of Deposit: We can help you get started with CDs. Call our Customer Service, (414) 761-1000, or visit a location near you.Highest Yielding CD Rates for Wisconsin Rapids, WI Includes Online Banks, Local Banks and Credit Unions / Updated May 25, 2024. All rates listed are Annual Percentage Yield (APY). Summary; 6-Month; 9-Month; 1-Year; 18-Month; ... BMO Alto, a division of Bank of Montreal Harris 4.65%:0.05%. Minimum Deposit: $1,000. Pros. Promotional CD rates are competitive. Cons. Low interest rates on standard CDs. Best For. Customers who can afford to make a deposit of at least $5,000. BMO Harris Bank primarily serves customers in the Midwest.Marcus offers three no-penalty CDs: a 7-month CD with a rate of 4.70% APY (annual percentage yield) as of 02/23/2024, an 11-month CD with a rate of 4.70% APY and a 13-month CD with a rate of 4.70 ...Right now, the best 1-year CD rate is 5.40% APY from NexBank. Compare the highest 1-year CD rates available nationwide and their minimum deposits, terms, and more before opening a 1-year CD.May 17, 2024 · BMO Alto Lowers Its CD Rates Again - Feb 20, 2024 Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024 Valley Direct lowers online savings rate to 5.05% APY - Jan 23, 2024CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024; Valley Direct lowers online savings rate to 5.05% APY - Jan 23, 2024; Citizens' Online 1-Year CD Rate is Now 5.00% APY and Online Savings is 4.50% - Jan 19, 2024With a Certificate of Deposit (CD), you agree to put your money away for a set period of time. In return, you can generally earn a higher interest rate than you would in a money market account. A CD may: Offer higher interest rates than a money market account. Let you choose the length of your term (usually between one month and five years)CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024; Valley Direct lowers online savings rate to 5.05% APY - Jan 23, 2024; Citizens' Online 1-Year CD Rate is Now 5.00% APY and Online Savings is 4.50% - Jan 19, 2024While you'd be lucky to get a 1.00% APY on 120-month CD terms from most banks, this Fairfax, VA.-based credit union offers 3.81% on its 10-year CD. Its interest rates on other CDs aren't bad ... ….

4.00%. 4.02%. $5,000 .00. Open a 5 Month CD. Open a 7 Month CD Open a 13 Month CD. *A penalty may be imposed for early withdrawal. Fees may reduce earnings. Certificates of Deposit available for personal and business. Please see a Universal Banker for more details and further account information and disclosures.Marcus by Goldman Sachs Lowers Savings and Most CD Rates By A Bit - Apr 3, 2024; Ally Lowers Online Savings and Online Money Market Rates to 4.25% APY - Mar 16, 2024; Colorado Federal Savings Bank Lowers 12-Month CD to 5.30% APY - Feb 26, 2024; CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 20244.75%. First Internet Bank of Indiana. $746.88. 5 years. 4.60%. BMO Alto. $1,260.78. APYs as of Jan. 24, 2024, based on the banks we track at CNET. Earnings are based on APYs and assume interest ...Connect with us by phone. 1-855-266-8100. Maximize your money with our high-yield online savings account that offers great interest rates, no fees and no required balance or minimum deposit.Sep 17, 2566 BE ... Wisconsin · Sep 18, 2023 · #4 · DemoFly said: I find it impossible to not be able to make money dealing secured auto loans with rates this ...Money Banking. Article updated on May 03, 2024. BMO CD and Savings Rates for May 2024. BMO offers CD terms ranging from three to 60 months. But its rates vary …Ally Bank Review. BMO Alto Rates vs. Discover Bank Rates. The Discover® Online Savings Account pays 4.25% (as of 3/14/24) APY. Discover CD rates are 2.00% to 4.70% APY, and its CDs have a high ...Compare the best One-year CD rates in Menomonee Falls, Wisconsin, WI from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. ... CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024; Bmo cd rates wisconsin, Find a branch. Find a BMO location near you. Navigation skipped. Visit your local Portage, WI BMO Branch location for our wide range of personal banking services., NerdWallet's Best 6-Month CD Rates for May 2024. Marcus by Goldman Sachs High-Yield CD: 5.10% APY, $500 Minimum deposit. Alliant Credit Union Certificate: 5.00% APY, $1,000 Minimum deposit ..., Let's find your perfect match. Tell us a bit about your needs and we'll match you with an advisor. Johnson Financial Group is a privately held, full service financial company, based in Racine, WI. We offer expertise in banking and wealth for the major metropolitan areas of Wisconsin., In the first two months of 2024, the average 1-year online CD yield had its largest two-month decline since May-June 2020. The average decreased 17.0 basis points in January and 15.4 basis points in February for a total decline of 32.4 basis points. The average fell from its peak of 5.345% on January 1, 2024 to 5.021% on March 1, 2024., Overview. Quontic Bank is an online bank that offers CDs as well as savings, money market and checking accounts. A $500 minimum deposit is required to open a Quontic Bank CD and five terms are ..., In addition to its standard CD terms, BMO also advertises several “CD Specials” on its website. For example, bank savers can earn a 5.00% annual percentage yield (APY) on BMO’s 13-month term ..., How BMO Bank CDs compare. The rates offered on BMO Bank Standard CDs are quite paltry, earning anywhere from 0.05% to 0.25% APY, far below the national average. …, 0.50%. 0.50%. $0.00. *The Interest Rate and Annual Percentage Yield (APY) shown on this rate sheet are effective as of the date shown above. For Certificate of Deposit the APY is fixed for the term indicated. We may at our discretion change each interest rate and APY at any time without notice., 5.00%. Online Rate. 18 Month Online CD - $1,000 Min. Early Withdrawal Penalty is 180 days interest. Learn More. Frog Stephane | October 30, 2022 |. I got into this one and a couple of other small Utah banks last years when I saw that they were a little higher than national rates (something like 0.70% versus 0.50%)., Compare the best One-year CD rates in Burlington, Wisconsin, WI from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. ... CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024;, Apr 29, 2024 · How BMO CD Rates Compare. The average rate on a 12-month CD is 1.81% as of April 2024. When compared to the 2.00% APY offered for a 12-month CD at BMO, it’s clear that you can lock in a great rate on your savings through this bank. But you can lock in an even better rate by considering the CD Specials offered by BMO., Compare the best One-year CD rates in Eau Claire, Wisconsin, WI from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. ... CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, …, 312-461-2323. 111 West Monroe Street. Chicago, IL 60603. BMO is headquartered in CHICAGO and is the largest bank in the state of Illinois. It is also the 14 th largest bank in the nation. It was established in 1947 and as of December of 2023, it had grown to 18,941 employees at 1,043 locations. BMO's money market rates are 2X the …, Compare the best One-year CD rates in Mauston, Wisconsin, WI from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. ... CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to …, Compare the best One year CD rates in Burlington, Wisconsin, WI from hundreds of credit unions. Compare the highest CD rates by APY, minimum balance, and more. ... CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024;, BMO Alto doesn't offer flexible CD options such as no-penalty or bump-up CDs. CD rates. Term: APY: 6 months: 5.15%: 12 months: 5.05%: 24 months ... if you have cash deposited in a CD at BMO and ..., There are many different certificate of deposit options and CD rates at BMO Harris Bank. Compare online CD rates with BMO Harris Bank CD rates. Online CD rates from BMO Harris Bank. Minimum opening balance of $5,000. 6 Month 1.90%; 9 Month 2.00%; 12 Month 2.10%; CD Rate Specials from BMO Harris Bank. Minimum opening balance of $5,000. 11 Month ..., The BMO Online Savings Account currently earns 4.20% APY on all balances. The highest BMO CD rate is currently 5.00% APY for a 1-year term. The Longer-term CDs (24-, 36-, 48- and 60-month) all have a 4.50% APY. ... Indiana, Kansas, Minnesota, Missouri or Wisconsin. The small print in the BMO CD page lists who are eligible to receive these rates ..., The BMO Digital Banking app puts control of your money in the palm of your hand footnote 1 1.. Quickly and securely access your account with Touch ID ® and Face ID ®; With Mobile Deposit footnote 6 6, skip the branch or ATM.Deposit checks just by taking a picture of them; Get immediate access to the funds from an eligible check with FundsNow, a feature on the BMO Digital Banking app, Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening. Wausau, WI - April 16, 2024. 18 Month CD National Average : 0.58% ?, We make it easy. Find a branch. Find a BMO location near you. Navigation skipped. Visit your local Middleton, WI BMO Branch location for our wide range of personal banking services., Compare the best One-year CD rates in Burlington, Wisconsin, WI from hundreds of FDIC insured banks. Compare the highest CD rates by APY, minimum balance, and more. ... CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% …, Apr 24, 2024 · The rates offered on BMO Bank Standard CDs are quite paltry, earning anywhere from 0.05% to 0.25% APY, far below the national average. Investors can earn a higher yield on BMO’s CD Special terms ..., BMO Branch Locator. Find BMO bank hours, phone number or visit a local branch or ATM for our wide range of personal banking services. Skip navigation. ... Certificates of Deposit (CDs) Guaranteed growth, fixed interest rates; All savings accounts Explore all savings options; Debit Cards., Alliant offers competitive rates on its share certificates -- the credit union equivalent to CDs -- with marginally higher rates for balances above $75,000. In addition to the standard traditional ..., Check out the best CD rates you can find at top online banks and credit unions. See the highest CD interest rates. ... BMO Alto CD rates: 1-year CD: 5.05% APY. 3-year CD: 4.60% APY., As of April 15, 2024, the national average rate for a 12-month CD was 1.81%, according to the FDIC. The national average rate for a 36-month CD was 1.41% and the national average rate for a 60 ..., On Friday, BMO Alto boosted its rates for CD terms of 3 years and longer, and its new 5-year return is especially notable. You can now lock in a nation-leading 4.80% APY for 60 months with BMO ..., BMO Harris lists a series of certificate of deposit (CD) products, featuring high CD interest rates. Its basic 13-month CD has an annual percentage yield (APY) of 1 percent, while its 25-month CD comes with a 1.5 percent APY. BMO Harris also offers a 44-month CD that features a 2 percent APY. The minimum deposit for all of these CDs is $5,000., Our CD interest rate tables for Wisconsin include 3 month rates, 6 month rates, 12 month rates, 18 month rates, 24 month rates, 36 month rates, 48 month rates and 60 month rates. You can search for the best CD rates in Wisconsin or by zip code. Once you have entered your search criteria a list of the highest Wisconsin CD rates will be displayed., Like Regular Savings Accounts, certificates of deposit (CDs) allow you to save money but with a fixed interest rate and a fixed timeframe. CDs are a safe, convenient way to save for your retirement, vacation, new home, college education and more! Minimum balance to open: $1,000.00 - $2,500.00 (depending on term), Compare the best One year CD rates in Eau Claire, Wisconsin, WI from hundreds of credit unions. Compare the highest CD rates by APY, minimum balance, and more. ... CIBC US Discontinues 1-Year CD Product - Feb 22, 2024; BMO Alto Lowers Its CD Rates Again - Feb 20, 2024; Jenius Bank Raises Online Savings Rate to 5.25% APY - …, 4 days ago · BMO Alto Lowers Its CD Rates Again - Feb 20, 2024 Jenius Bank Raises Online Savings Rate to 5.25% APY - Feb 14, 2024 Valley Direct lowers online savings rate to 5.05% APY - Jan 23, 2024