Xactus-ucs on credit report

xactus.com [email protected] (888) 212-4200 Lead generation Access through numerous LOS StartMyApplicationX QualifyMeNowX Pre-QualificationX Pre-AppX Credit ReportX/Tri-merge credit report Trended data credit reports Credit score disclosure reports that can be mailed (optional) on your behalf/FACTA Score optimization tools ...

Xactus' Business Data division is dedicated to helping companies make more informed credit decisions, mitigate risk and build their businesses. The company provides a complete ecosystem of business data tools that clients rely on for accurate, reliable and up-to-date credit information that helps facilitate smarter financial assessments about ...1. Start by logging into Xactus360 and file from the home page, click Credit ReportX. 2. Under 'select type of credit report' choose Credit ReportX. Canadian credit is only available through Equifax. Please uncheck TransUnion and Experian. Then, complete the applicant's information including First Name, Last Name, SSN and Street Address.Michael Delaporta serves as Chief Architect for Xactus, managing all aspects of the Xactus360 industry-leading verifications and credit technology platform. Michael began his career with the Credit Bureau of Connecticut and sister company Avantus in 1993, and has served as the chief technology platform architect since 1995. Over the last 25 ...Xactus Announce the Future Generation of Sein Proprietary Technology Platform, Xactus360 Helps Lenders Streamline Workflows, Creates Efficiencies with Single Login to Access Mortgage Credit and Pre-Qualification Reports PHILADELPHIA - August 3, 2023 — Xactus, and leading verification innovator for the mortgage industry, announced today one ...PayNet ® provides data on small and medium-sized businesses through its Credit History Report (CHR) and the Master Score ®. The CHR offers real-time credit ratings, presenting a concise summary ...

Mortgage Lenders, Banks, Credit Unions and Small Businesses nationwide choose Universal Credit as their “Vendor of Choice”. UCS is an Authorized Report Supplier for Fannie Mae Day 1 Certainty ...1. Start by logging into Xactus360 and file from the home page, click Credit ReportX. 2. Under 'select type of credit report' choose Credit ReportX. Canadian credit is only available through Equifax. Please uncheck TransUnion and Experian. Then, complete the applicant's information including First Name, Last Name, SSN and Street Address.Your credit score can be the key to getting loans, credit cards, and the best interest rates. Monitoring it is important! We'll show you how. We may be compensated when you click o...The page timed out while loading. Are you sure you're still connected to the Internet?This includes a list of your open credit card accounts and how much you owe on them. It also lists your open loan accounts - including mortgage, personal, student and car loans - and the balances on them. A tri-merge report will also list any late payments you've made on these accounts during the last 7 years.Credit Report Legend 1. ECOA Codes A: Authorized user - A joint account where the borrower is an authorized user, but has no contractual responsibility. I: Individual account - An account solely for this borrower. B: Borrower's account - An account solely for the borrower. C: Co-borrower's account - An account solely for the co-borrower. J: Joint account - An account for which both spouses are ...Data Services for Private Mortgage Lenders. Credit Plus offers more than 160 intelligent, time-saving products and services designed to help mortgage professionals succeed as they serve their clients better. Our expert customer support team operates like a consultant, guiding mortgage professionals toward more loan closings.With Credit Canvas+, lenders can pick and choose which bureaus are present on the credit report. Our flexible bureau logic allows lenders to start with a single bureau and then determined which credit score criteria will automatically upgrade the report from a single to dual or tri-bureau report instantly. Pre-Approve and Pre-Qualify Consumers

Credit ReportX 06/27'2023 Co-Borrower aco vs 627 ] XACTUS TEST ACCOUNT 370 Reed Road. suite Broomall, PA Jcnatnan Snow 123-12-3333 N Pole. Milford. CT 06460 TransUnion aco 568 Clint Code: Loan Borrower 697 ID: TransUnion 0612712023 5203.911 S36.327 so s240.238 Fraud Messages ID MISMATCH ALERT: SURNAME DOES NOT MATCH. Credit Summary oven $1,922 $730Philadelphia, PA, October 28, 2020 – CIS Credit Solutions (“ CIS ”) and Universal Credit Services (“ Universal ”), both technology and credit solutions providers to the mortgage industry, are pleased to announce their merger. The merger, which follows CIS combining forces with Avantus earlier this year, creates a clear market leader ...Commercial Drivers can request a free copy of a DAC report online from HireRight. Under the Fair Credit Reporting Act, truckers have the right to request one free DAC report each y...1. Personal information. Identity information on your reports may include your …. Name. Social Security number. Date of birth. Address. Phone number. If you find incorrect identity information on one of your credit reports, you can file a dispute or an update with the reporting credit bureau to change it.NOT accurate as of three credit bureaus. The bank used Xactus to run credit, that showed judgements that had been released years ago. The credit score was …

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Mar 1, 2022 · When UniversalCIS and Credit Plus merged last October to create the nation's largest trimerge credit report provider, executives at the combined company stated a new brand would be coming in early 2022. Brad Finkelstein. Originations Editor, National Mortgage News. For reprint and licensing requests for this article, click here.Xactus, the leading verification innovator for the mortgage industry, announced today that Ross Gloudeman has joined the company as General Counsel and Chief Compliance Officer. As GC and CCO Officer, Gloudeman is responsible for providing leadership around Xactus' legal and compliance strategies.View how to videos and detailed instructions on ordering our services through our legacy systems.M Report: Charting Rough Waters in the Mortgage Business Feb 9, 2021 | In the News When the coronavirus pandemic first took hold of our country last spring, and we found ourselves in lockdown, leaders of companies across the country were left to figure out how to encourage and inspire a remote workforce shaken and concerned about the future.

Start by logging into Xactus and opening your borrowers file from the main page. 2. Under Requests History, you will find the supplements requested and their status. ... Order Business Credit Report Order Undisclosed Debt Notifications Order Liens and Judaments Reoort Tools Documentation Requests Total cost for borrower Management Reports FileOct 28, 2020 · Philadelphia, PA, October 28, 2020 – CIS Credit Solutions (“ CIS ”) and Universal Credit Services (“ Universal ”), both technology and credit solutions providers to the mortgage industry, are pleased to announce their merger. The merger, which follows CIS combining forces with Avantus earlier this year, creates a clear market leader ...Fraud ReportX, Xactus’ award-winning proprietary fraud risk detection platform, helps identify risk, fraud, and errors so you can feel comfortable with your lending decisions. Our one-stop validation process makes it easy for you to: Quickly validate data. Perform thorough risk assessments. Detect application problems early.Universal Credit Services - Now Xactus. Universal Credit Services - Now Xactus is located at 370 Reed Rd #100 in Broomall, Pennsylvania 19008. Universal Credit Services - Now Xactus can be contacted via phone at 888-212-4200 for pricing, hours and directions.Explore employer support and available accommodations for people with disabilities. Find out what works well at Xactus from the people who know best. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. Compare pay for popular roles and read about the team's work-life balance.Thank you for submitting the Fast Track form. We will be in touch soon.M Report: Charting Rough Waters in the Mortgage Business Feb 9, 2021 | In the News When the coronavirus pandemic first took hold of our country last spring, and we found ourselves in lockdown, leaders of companies across the country were left to figure out how to encourage and inspire a remote workforce shaken and concerned about the future.Get leading lending machinery and credit reporting solutions from Xactus. Include consumer data and report seamlessly. ... Capable of Fulfilling Sorts for Lending Supportable Fannie Mae Property Data Collection real Freddie Mac Property Data Report. ... Xactus, the leading validation innovator for the mortgage industry, announced today is ...With Credit Canvas+, lenders can pick and choose which bureaus are present on the credit report. Our flexible bureau logic allows lenders to start with a single bureau and then determined which credit score criteria will automatically upgrade the report from a single to dual or tri-bureau report instantly. Pre-Approve and Pre-Qualify ConsumersUniversal Credit Services - Now Xactus Reed Road details with ⭐ 64 reviews, 📞 phone number, 📅 work hours, 📍 location on map. Find similar financial organizations in Pennsylvania on Nicelocal.We would like to show you a description here but the site won’t allow us.Perry Steiner serves as Chairman and CEO of Xactus. His career has spanned private equity, executive leadership, and various entrepreneurial ventures. Perry has been on the board of directors of approximately 20 companies, and has served in the capacity of Chairman and Lead Director of businesses across multiple industries. Previously Perry ...

RiskView™ Right & Judgments Report; Credit Reporting Solutions that are Advancing the Modernity Mortgage; Incorporate Underwriting Requirements under Credit Report Workflow; ... Xactus provides tri-merge credit reports with several attributes and features that can be customized to your workflows.

1. Personal information. Identity information on your reports may include your …. Name. Social Security number. Date of birth. Address. Phone number. If you find incorrect identity information on one of your credit reports, you can file a dispute or an update with the reporting credit bureau to change it.Understanding Xactus Credit Inquiry. Xactus Credit Inquiry is a sophisticated tool designed to facilitate seamless credit evaluations for businesses and individuals. Unlike traditional credit inquiries, Xactus employs advanced algorithms and data analytics to provide a comprehensive assessment of an individual's or business's creditworthiness.Factual Data is not involved in deciding why your score is a certain number. What they must do (by law) is give you a copy of the credit report they made. If you request it. In fact, on their frequently asked questions page, they invite you to contact them by fax, mail, or phone to get a copy: Phone: 877-216-3463.After clicking Order, the report will process fo r a few moments and then you will be returned the the Credit File screen, from which you can view or print your report. If the report has been ordered previously, a Duplicate Report Detection warning will appear, from which you can choose to view a previously ordered report or order a New Report.I don't think that's gonna change now. $25 credit report fee. My company has been passing the cost onto the borrower for a few months now. Its flowing from FICO. FICO (the company) revenue increase by $67,185,000 (by 9.5%) in fiscal year 2023 over FY 2022 while operating costs increased by only $5.5mm.PHILADELPHIA, March 1, 2022 /PRNewswire/ -- UniversalCIS | Credit Plus, the leading verifications provider. for the mortgage industry, announced today its new name, Xactus, marking a new beginning ...Universal Credit Services, Inc. is a third-party debt collection agency headquartered in Michigan. There are several similar names throughout the debt collection industry. Double check your statements or past communication to ensure you are reaching out to the right agency.It's sad they can just do that. Terrible company. I was informed that they would only perform a soft inquiry—nope—two hard inquiries from them on my report now, and my score went down 25 points. They keep putting hard inquiries on my account. I have no idea who they are, but it is lowering my credit score.

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#Xactus utilizes innovative #technology that leverages automated data extraction and image indexing through optical document and character recognition, easily allowing for digital presentation and ...Broomall, PA – October 5, 2023 – Xactus, the leading verification innovator for the mortgage industry, announced today that Appraisal FirewallX is capable of fulfilling orders from lenders supporting Fannie Mae property data collection and Freddie Mac’s Property Data Report (PDR). It is connecting mortgage lenders with vetted and trained ...PHILADELPHIA, September 13, 2023--Xactus, a leading provider of business data and intelligent insights to the equipment leasing/finance industry, announces it is now offering credit reports from ...Tax TranscriptX from Xactus are easy to read and an inexpensive way to retrieve tax transcripts as another way to authenticate a consumer’s income. Our experience and relationship with the IRS ensure that you will receive your tax transcripts fast. Our proprietary quality control system reviews each order for completeness and readability ...Credit Scores F CO Lending Experian 642 Experian 732 27 Date Credit Report Summary 76 48 Credit Report Details D: 44023528 Merge Available Credit Reports Report Type M M M M M M 10-07-2022 PM 10-10-2022, AM Format 10-07-2022. -v 10-07-2022. -v xactus360 Home Dashboard Account My Reports UDM Business Report Management Repons Preterences SSN SSNVToday, consumers demand the mortgage process be a fast, easy, and seamless digital experience. To make this a reality, we brought together seven of the nation's leading mortgage verification companies to form a new company; one with a 75-year track record, over 6,500 clients, 360° U.S. Coverage, and 500+ employees—all focused on Advancing ...User Name is required. Password: Password is requiredXactus, the leading verification innovator for the mortgage industry, announced today a partnership with the National Association of Minority Mortgage Bankers of America . This partnership with Xactus brings NAMMBA closer to its mission of increasing the engagement of women and minorities in the mortgage industry. ….

Ross Gloudeman is Xactus' General Counsel and Chief Compliance Officer. He has over 15 years' of legal and compliance experience on both the tech services and lending services side, helping companies overcome unique regulatory challenges. He's using that specialty to strengthen Xactus' regulatory compliance framework and manage its ...Bill Merryman serves as Executive Vice President of Sales of Xactus, having originally joined Universal Credit Services in 2014 as President. Bill brings with him approximately 40 years of sales and management experience in the mortgage, credit bureau, and financial services industries. During his time with Xactus, Bill has been an instrumental ...xactus.com [email protected] (888) 212-4200 Lead generation Access through numerous LOS StartMyApplicationX QualifyMeNowX Pre-QualificationX Pre-AppX Credit ReportX/Tri-merge credit report Trended data credit reports Credit score disclosure reports that can be mailed (optional) on your behalf/FACTA Score optimization tools ...Xactus provides credit reports to lenders and mortgage companies from TransUnion, Equifax and Experian. Learn how to get a free copy, dispute errors, understand hard inquiries and more.With Credit Canvas+, lenders can pick and choose which bureaus are present on the credit report. Our flexible bureau logic allows lenders to start with a single bureau and then determine which credit score criteria will automatically upgrade the report from a single to dual or tri-bureau report instantly. Pre-Approve and Pre-Qualify ConsumersCustomize Report Borrower r Nicke Green 100 Terrace AVE west Haven CT, Equifax 734 Format Co -Borrower Add Cc-Sorrower 742 Scores F CO Summary Details TransUnion 720 33 25 Experian [732 Completed: Completed 07-18-2023, 10:27 37 AM 07-18-2023, 10:30 52 AM Credit ReportX : Available Reports Date 07-18-2022, 07-18-2022. Report TypeRescores. Score Optimization / What-If Simulations. Primary Borrower File#. Secondary Borrower File#. UCS Username. Email. File Number#. Use Fast Track from Xactus for fast customer support and service. Fill out our form to submit a question.You probably already expect to see the credit pull from your mortgage lender. But you may also see "Factual Data" on your credit reports because Factual Data is a company that helps mortgage providers get credit information in the form of a "merged credit report.". A merged credit report is simply a report that pulls your credit ...VerisiteX is an innovative mobile solution that utilizes cutting-edge technology to provide interior/exterior photo and video inspection property reports within minutes as well as collateral valuation data – which reduces costs and improves workflows. Homeowners, borrowers, appraisers, inspectors, real estate agents, and other property data ... Xactus-ucs on credit report, Get leading lending technology and credit reporting solutions from Xactus. Integrate consumer your and reporting seamlessly. Reduce risk in decisions., Prior to his tenure as Xactus' Chief Data Officer, he served as the company's EVP of Data Solutions. He was previously the EVP of Product Development at Credit Plus, which Xactus acquired in ..., Jason Klein is a principal at Lovell Minnick Partners. He first joined LMP as an Associate in July 2011, rejoined the firm in February 2021 as a Vice President, and was named Principal in 2022. Prior to his return to LMP, Jason was a Vice President on the financial services investment team with Pine Brook Partners, a private equity firm., Xactus360 Training Materials . Here you can access a variety of videos and how to instructions to help you utilize the tools and support Xactus makes available to you., Broomall, Pa. – March 15, 2024 – Xactus, a leading verification innovator for the mortgage industry, today announced a new flood zone determination integration using Encompass Partner Connect, the latest API framework from Intercontinental Exchange (ICE) for mortgage technology and available via the Encompass ® digital lending platform., View how to videos and detailed instructions on ordering our services through our legacy systems., HELOCs are all the rage right now. Don't let the opportunity to close more loans more quickly pass you by. Xactus has the tools you need to effectively target qualified prospects and better assess risk quickly and easily. We offer a customizable suite of home equity verification services from which you can select and use the solutions that make the most sense for your lending operation., Be advised: Pulling your credit report doesn't really hurt your score. Learn why pulling your credit report can be a good thing and what harms your score. Advertisement Do­es the s..., We have come together to create the leading. verification innovator for the mortgage industry. X. CIS Credit Solutions is now Xactus. We have come together to create the leading. verification innovator for the mortgage industry. X. DataFacts is now Xactus. We have come together to create the leading., With Scoring Tools from Xactus, you can show potential borrowers what activities they could take to possibly improve their chances of obtaining a desirable mortgage loan. Creditxpert® Wayfinder™ evaluates hundreds of options, looking at the positive and negative factors influencing the borrower’s credit score to offer the best …, Explore our comprehensive catalog of tech-forward mortgage solutions, complete with in-depth product descriptions for a thorough exploration of our offerings. With free online mortgage training through Xactus U, mortgage professionals receive the education that enables them to deliver a robust modern mortgage experience., I am trying extremely hard to build my credit after filing chapter seven bankruptcy a few years ago and it doesn't help me one bit if Xactus is continually messing with my credit. Xactus, LLC ..., Credit Bureaus . section - fill in co-borrower details (name, SSN, DOB) - Ensure the Xactus file number matches the report you wish to upgrade Choose . Finish. The co-borrower and/or bureau(s) will be added to the existing credit report file: View the . Credit Report. in the . Services View. tab. Upgrade an existing Credit Report in Encompass, Under 'select type of credit report' choose Credit ReportX. Check the bureaus needed. Then, complete the applicant's information including First Name, Last Name, SSN and ... XACTUS TEST ACCOUNT 370 Reed Road, suite 100 Broomall, PA 19008 Alan Brown 123-00-4444 SSN 800 Cleveland Av, Browns, TranslJnion FICO Risk Classic (04) 723 Credit, Planning for 2024? Check out our President, Shelley Leonard’s, and Chief Revenue Officer, Greg Holmes’ informative article that appeared in MortgageOrb on emerging trends, technologies, and threats., Here you can access a variety of videos and how to instructions to help you utilize the tools and support Xactus makes available to you., Your credit score is a number that reflects the information in your credit report. Your credit report is a record of your credit history. It includes information about whether you pay your bills on time and how much you owe to creditors. Your credit score can change, depending on how your credit history changes. How we use your credit score, We use cookies to help give you the best experience on our site. If you’re okay with that, keep browsing. Read our cookie policy here., Xactus. Xactus is the leading verification innovator for the mortgage industry. The company has over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. Xactus works closely with its clients to digitally integrate a 360 approach to verification across their workflows., Xactus Announces Flood Zone Determinations Integration from Contain LOS starting ICE Broomall, Pa. - Walk 15, 2024 - Xactus, a lenken verification innovator for the mortgages industry, present announced a new flood zone termination integration using Including Associates Connect, one latest API framework from Intercontinental Exchange (ICE ..., Building and maintaining a solid credit score involves more than checking your credit reports on a regular basis. You also want to have the right mix of credit accounts, including ..., With Scoring Tools from Xactus, you can show potential borrowers what activities they could take to possibly improve their chances of obtaining a desirable mortgage loan. Creditxpert® Wayfinder™ evaluates hundreds of options, looking at the positive and negative factors influencing the borrower's credit score to offer the best possible ..., Rescores. Score Optimization / What-If Simulations. Primary Borrower File#. Secondary Borrower File#. UCS Username. Email. File Number#. Use Fast Track from Xactus for fast customer support and service. Fill out our form to submit a question., 1. Start by logging into Xactus and opening your borrowers file from the main page. 2. Once in the file, on the right-hand side you will see ADD-ON PRODUCTS. Click the bullet to order Undisclosed Debt Notifications. 3. Complete the required fields and adjust the information as needed. The start date will be the date the credit report was pulled., Loans Auto Loans Student Loans. Check your free credit report and credit score updated weekly. Monitor your credit, get expert insights on growing it., / Xactus, LLC; Xactus, LLC. Website. Get a D&B Hoovers Free Trial. Overview ... Get a D&B credit report on this company . Get a D&B credit report on this company . Stay on top of your Business Credit File. Get full access to view your D&B business credit file now for just $39/month!, Now private money lenders can know more about their borrowers faster. Salisbury, MD, June 17, 2021 - Credit Plus, a leading provider of mortgage verifications, business credit reports, business owner reports and a complete ecosystem of business intelligence data, today announced it has expanded its integration with Liquid Logics to now include soft credit inquiries., Helps Lenders Streamline Workflows, Create Efficiencies with Single Login to Access Mortgage Credit and Pre-Qualification Reports . PHILADELPHIA – August 3, 2023 — Xactus, the leading verification innovator for the mortgage industry, announced today the next generation of its proprietary technology platform, Xactus360, further modernizing the …, Mar 1, 2022 · Xactus currently has more than 6,500 clients nationwide, ranging from large bank and non-bank mortgage originators, to credit unions and mortgage brokers. Xactus is based in 12 operation centers ..., A hard credit inquiry was placed by xactus-ucs 0n 1/27/2023. i have no knowledge of this company and have not applied for any mortgage or credit from any one. ... I received notification that ..., Register for your continuing education courses through Xactus and receive a discount. For more information contact: Phone: 877.403.1428. Email: [email protected]. Our free online classes can be accessed by Xactus customers live each day or scheduled via appointment. We even offer customized training sessions by request., This question is about What Is an Installment Loan? @grace_enfield • 09/16/22 This answer was first published on 09/16/22. For the most current information about a financial produc..., HELOCs are all the rage right now. Don't let the opportunity to close more loans more quickly pass you by. Xactus has the tools you need to effectively target qualified prospects and better assess risk quickly and easily. We offer a customizable suite of home equity verification services from which you can select and use the solutions that make the most sense for your lending operation.